Our Products

Financial products for every goal - all in one place.

Prosper Path helps Indian investors explore a full range of financial products: mutual funds across SIPs, equity, debt, hybrid, ELSS, and liquid categories, alongside life insurance, health insurance, fixed deposits, term insurance, and Specialized Investment Funds (SIF). Every product has a role, and we help you understand where it may fit in your financial journey.

A clear financial path balances what you want to build with what you need to protect.

Important to Know

Products that support different investment needs.

Financial products are not one-size-fits-all. A product suitable for long-term wealth creation may not be suitable for short-term parking of funds. A tax-saving fund may not serve the same purpose as a fixed deposit, and insurance serves a different need than investing altogether. Prosper Path helps investors understand product categories based on goals, time horizon, and risk profile.

Understand the role of each product before making a decision.

Explore Product Categories

The right product begins with the right purpose.

Explore the categories available across growth, liquidity, protection and long-term stability.

SIP Investment

A Systematic Investment Plan, or SIP, allows you to invest a fixed amount regularly in a mutual fund scheme.

SIPs are one of the most popular ways for Indian investors to begin mutual fund investing. Instead of investing a large amount at once, you can invest monthly, quarterly, or at another available frequency depending on the scheme and platform. SIPs can help build investment discipline and are commonly used for goals like retirement, child education, marriage, wealth creation, and long-term family planning.

Suitable For

First-time investors and students
Salaried professionals
Long-term wealth creation
Goal-based investing
Monthly investment discipline

Equity Mutual Funds

Equity mutual funds invest primarily in stocks and are generally considered suitable for long-term capital growth.

Equity mutual funds may invest across large-cap, mid-cap, small-cap, flexi-cap, multi-cap, sectoral, thematic, and other equity-oriented categories. These funds are linked to market performance and can be volatile in the short term. They are generally considered for investors with a longer investment horizon and a higher ability to tolerate market fluctuations.

Suitable For

Long-term wealth creation
Investors with higher risk tolerance
Retirement planning
Child education goals with long time horizons
Capital growth objectives

Debt Mutual Funds

Debt mutual funds invest in fixed-income instruments such as government securities, corporate bonds, money market instruments, and similar securities.

Debt mutual funds are used by investors for different needs such as short-term parking, income orientation, or lower volatility compared to equity funds. Prosper Path helps investors understand the purpose, risk profile, and investment horizon of different debt fund categories.

Suitable For

Short to medium-term investment needs
Relatively lower volatility than equity funds
Parking surplus funds
Diversification across asset classes
Conservative investment objectives

Hybrid Mutual Funds

Hybrid mutual funds invest in a mix of asset classes, commonly equity and debt, depending on the fund category and scheme objective.

Hybrid funds are designed for investors who want exposure to more than one asset class within a single mutual fund scheme. They may include aggressive hybrid funds, conservative hybrid funds, balanced advantage funds, multi-asset allocation funds, and other categories. These funds can be useful for investors looking for a blend of growth and stability, subject to the scheme's asset allocation and risk profile.

Suitable For

Asset allocation within one fund
Moderate-risk investment objectives
Goal-based investing
Long-term investment planning
Diversified mutual fund exposure

ELSS Tax Saving Funds

Equity Linked Savings Schemes, or ELSS funds, are tax-saving mutual funds with a statutory lock-in period and equity exposure.

ELSS funds are often used by Indian investors as part of tax-saving planning under applicable tax rules. These funds invest primarily in equity and carry market risk. They come with a lock-in period, which investors should understand before investing. Prosper Path helps investors understand how ELSS fits within their broader tax-saving and long-term investment approach.

Suitable For

Tax-saving investment planning
Investors comfortable with equity exposure
Long-term investment goals
Salaried professionals and taxpayers
Tax-saving mutual fund options

Liquid and Overnight Mutual Funds

Liquid and overnight funds are debt-oriented mutual fund categories commonly used for short-term parking of money.

These funds are often considered by investors who want to park surplus funds for short durations. They are not risk-free, but they are generally used for liquidity-focused needs. Investors should understand the scheme objective, portfolio quality, exit load, taxation, and risk factors before investing.

Suitable For

Short-term parking of funds
Emergency fund planning
Business surplus management
Low-duration investment needs
Liquidity-focused objectives

Systematic Withdrawal Plan

A Systematic Withdrawal Plan, or SWP, allows investors to withdraw a fixed amount from a mutual fund investment at regular intervals.

SWPs are often used by investors who want regular fixed withdrawals from their mutual fund investments and the balance accumulated corpus stays invested to grow. This may be useful for retirement income planning or other cash flow needs. The suitability of an SWP depends on the fund category, invested amount, withdrawal rate, market conditions, and taxation.

Suitable For

Retirement cash flow planning
Regular withdrawal needs
Investors with accumulated mutual fund corpus
Structured withdrawal planning

Systematic Transfer Plan

A Systematic Transfer Plan, or STP, allows investors to transfer money from one mutual fund scheme to another at regular intervals.

STPs are commonly used when investors want to gradually move money from one fund category to another. For example, an investor may choose to transfer from a liquid fund to an equity-oriented fund over time. STPs involve scheme-level conditions, taxation, and market risk, which should be understood before use.

Suitable For

Gradual market entry
Moving funds across categories
Managing lump sum investment deployment
Structured transfer planning

Life Insurance (LIC)

Life insurance plans, including LIC policies, that help protect your family's financial future.

Life insurance provides a financial safety net for your loved ones in case of unforeseen events. Prosper Path helps investors understand and access life insurance plans, including LIC policies, alongside their mutual fund and investment portfolio.

Suitable For

Primary income earners
Parents and family heads
Long-term financial protection
Protection with savings
Family financial security

Fixed Deposits

Fixed deposits offering a stable, predictable avenue for parking savings.

Fixed deposits are commonly used by investors who prefer capital safety and predictable returns over a defined tenure. Prosper Path helps investors understand fixed deposit options who particularly look for conservative savings or short-term goals.

Suitable For

Conservative investors
Short to medium-term savings goals
Emergency fund allocation
Senior citizens seeking stable income
Diversification alongside market-linked investments

Important Information

Make every financial decision with informed context.

Product availability, suitability and services are subject to applicable registrations, institutional or insurer tie-ups, product terms, and individual eligibility.

Educational & awareness information